Services Services Quality Consultation Services for Insurance Policies Yacht Did you know a Yacht is any vessel over 26 feet in length? While boats less than 26’ have few restrictions on use, Yachts can have a multitude of requirements, that if not followed, can cause gaps or even no coverage! Let us discuss your style and use so we can find the right coverage for your needs. Boat and Watercraft Boats less than 26 feet can have broad protection, Do you need mechanical coverage or will your warranty meet the unexpected? How much Liability do you need? for a marina? For your Personal Excess Policy? Just to sleep well knowing you made the right choices. Personal Watercraft may need their own limits of liability and what about the hull? Excess Liability Excess liability insurance provides additional coverage after an underlying liability policy has reached its limit. If you are sued for negligence, do you have enough protection to safeguard your assets? Home Homeowners insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home. Auto Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Property – such as damage to or theft of your car. Collections Under a collections policy, it's covered with the option to replace the entire pair. Insure the true value of jewelry within your collection. Inflation protection at the time of loss if the value of an item has increased over time. Coverage for new jewelry purchases and for jewelry on loan for up to 90 days.